How Much Do You Need to Make to Live Comfortably in Boise, Idaho?
Living comfortably in Boise means more than just paying your bills — it’s about enjoying the outdoors, saving for the future, and having room in your budget for the lifestyle Southern Idaho offers. So how much income does it really take?
According to data from GoBankingRates and MIT’s Living Wage Calculator, a single adult in Boise needs to earn around $52,000 to $60,000 annually to cover essentials like housing, transportation, food, healthcare, and taxes. For a family of four, that number jumps to $85,000 to $110,000, depending on your debt, childcare, and lifestyle choices.
Housing remains the biggest factor. As of mid-2025, the median home price in Ada County is approximately $521,000 (Boise Regional REALTORS®, June 2025). Using a standard 20% down mortgage with current interest rates, a buyer would need to earn around $90,000+ per year to afford a median-priced home comfortably.
Boise is still considered affordable compared to cities like Denver or Seattle, but rising home prices and cost of living require careful budgeting — especially for those relocating from out of state.
At Abmont Realty Group, we help buyers assess affordability, local costs, and financing options. Whether you’re looking to downsize, invest, or relocate, our team is here to guide you through every step of homeownership in Boise, Eagle, and the greater Treasure Valley.
Call Abmont Realty Group at 208-789-4320 to explore your options or get a free home value estimate.