Is Idaho One of the Best States to Retire To in 2025? Here’s Why It Might Be Your Perfect Match
If you’re hunting for the “cheapest” place to retire, the numbers point to Oklahoma for cost of living (85.5 vs. U.S. average of 100), followed closely by Mississippi and Alabama, according to MERIC’s Q1 2025 Cost of Living Index. Mississippi also tops the charts for tax-friendliness, with no state income tax on Social Security, pensions, or retirement account withdrawals.
But here’s the thing—retirement isn’t just about finding the lowest index number. It’s about living well. And that’s where Idaho shines.
In Bankrate’s 2025 “Best and Worst States to Retire” list, Idaho ranks No. 5 in the entire nation. Why? Because it balances affordability with exceptional quality of life. The Treasure Valley offers clean, safe neighborhoods, thriving communities, and easy access to healthcare and recreation. You’re minutes from trails, rivers, and the mountains, yet you still enjoy modern amenities, cultural events, and an active social scene.
Idaho’s cost of living sits around 102.0—close to the national average—but the real value comes from what you get for your dollar. Homes often come with more land, more privacy, and better views compared to other states. And unlike many “cheaper” options, you won’t be sacrificing lifestyle to save a few bucks.
For retirees, that means peace of mind, a pace of life that feels just right, and a welcoming community. Whether you’re looking for a low-maintenance home, a place with room for hobbies, or a vibrant 55+ neighborhood, the Treasure Valley has options that fit.
Abmont Realty Group is a local real estate team helping clients navigate Boise, Eagle, Meridian, and beyond—making your retirement move as smooth as possible.
Call Abmont Realty Group at 208-789-4320 to explore your options or get a free home value estimate.