Is It Better to Retire in Idaho or Utah? Here’s What You Should Know
When you’re planning for retirement, the question isn’t just “where should I live?”—it’s “where will I truly enjoy the next chapter of life?” Idaho and Utah both offer beautiful scenery, four seasons, and friendly communities, but there are some key differences that make Idaho especially appealing for retirees.
Cost of Living & Housing
According to U.S. News, Idaho’s cost of living is about 2% below the national average, while Utah sits slightly above. In the Treasure Valley, the median home price in Ada County is around $521,000 (July 2025, Intermountain MLS), with more affordable options in Canyon County. Utah’s housing prices, especially along the Wasatch Front, have climbed steeply—often outpacing Idaho for cost per square foot.
Taxes in Retirement
Utah taxes Social Security benefits, while Idaho does not, which can mean significant savings over time. Idaho’s property taxes also tend to be lower, and retirees 65+ can benefit from the state’s circuit breaker program for additional property tax relief.
Lifestyle & Environment
Idaho offers a slower pace with less congestion than Utah’s metro areas. In the Treasure Valley, you get walkable downtowns, thriving farmer’s markets, and quick access to hiking, fishing, and skiing—without the gridlock. Plus, Idaho consistently ranks as one of the safest states in the country, giving retirees peace of mind.
Healthcare Access
Both states have strong healthcare systems, but Boise and Meridian have rapidly expanding medical facilities, including St. Luke’s and St. Alphonsus, which offer specialized senior care.
For retirees looking for a balance of affordability, natural beauty, and a welcoming community, Idaho—especially Boise, Eagle, and the surrounding Treasure Valley—offers a combination that’s hard to beat.
Abmont Realty Group is here to help you find the perfect retirement home in Southern Idaho. Call us at 208-789-4320 to explore your options or get a free home value estimate.