Should I Retire in Idaho?
Quick answer: If you want four true seasons, low humidity, a relaxed outdoor lifestyle, and straightforward taxes on retirement income, Idaho deserves a hard look—especially the Boise–Eagle area.
Why Idaho works for many retirees
Idaho offers river paths, foothill trails, and an easygoing pace with good access to healthcare hubs in Boise and Meridian. Summers are warm and dry, winters are crisp with periodic snow, and spring and fall are gorgeous.
The financial picture in plain English
- Social Security: Idaho does not tax Social Security benefits. Source: Idaho State Tax Commission, Seniors & Retirees guidance (2023/2025 update).
- Income tax: Flat rate 5.8% on most other income. Source: Kiplinger Idaho Tax Guide 2025.
- Property tax help: Homeowner’s exemption exempts 50% of your home’s value up to $125,000. Some retirees may also qualify for a Property Tax Reduction of $250–$1,500. Source: Idaho State Tax Commission, 2025.
Lifestyle highlights in the Treasure Valley
- Miles of Boise River Greenbelt, Eagle Island State Park, and quick day‑trips to McCall, Bogus Basin, and the Owyhees.
- A friendly, mid‑sized metro where errands are simple and getting to the airport is easy.
What to consider
- Budget for HOA fees in certain Eagle and Meridian neighborhoods.
- Plan for temperature swings. Summer afternoons are warm but dry, which many find comfortable compared to muggy climates.
Local market snapshot
Ada County’s August 2025 median home price was $559,990 with 3.0 months of supply and 2,213 active listings—good news for buyers who want choices. Source: Boise Regional REALTORS®, Aug 2025.
Thinking about a scouting trip? Abmont Realty Group in Eagle builds retirement‑friendly search plans around lifestyle, budget, and lock‑and‑leave options.
Call/Text: Abmont Realty Group, 208‑789‑4320.