Retire in Idaho or Washington? Why the Gem State Might Be the Smarter Move
When you’re planning your dream retirement, location is everything. For many in the Pacific Northwest, the decision often comes down to Idaho or Washington. Both states offer natural beauty and outdoor recreation, but when you dig into the numbers and lifestyle factors, Idaho has some clear advantages—especially here in the Treasure Valley.
Lower Taxes, More Peace of Mind
Idaho is widely recognized as a tax-friendly state for retirees. Unlike Washington, Idaho offers lower overall living costs and does not have a state estate tax. While Washington doesn’t tax income, it does have one of the highest sales tax rates in the nation at 6.5% (plus local taxes). Idaho’s state sales tax is 6%, and property taxes are below the national average, with homeowner exemptions that can save retirees thousands annually (Idaho State Tax Commission, 2024).
Cost of Living and Housing Affordability
According to Zillow (July 2025), the median home price in Idaho is around $440,000, compared to Washington’s $590,000. In places like Boise, Meridian, and Eagle, you’ll find high-quality homes in welcoming neighborhoods at prices that stretch your retirement dollars further. Lower utilities, cheaper insurance, and more affordable groceries add to Idaho’s budget-friendly appeal.
Lifestyle and Community
Idaho offers four beautiful seasons without the extreme coastal rain. Here in the Treasure Valley, you can enjoy over 200 sunny days a year, a vibrant local food scene, and easy access to hiking, fishing, skiing, and golf. Communities here have a reputation for friendliness and safety, with crime rates below the national average.
Healthcare Access
Boise and surrounding areas have excellent medical facilities, including St. Luke’s and St. Alphonsus, ensuring retirees have quality healthcare close to home.
If you’re weighing Idaho vs. Washington for retirement, the combination of lower costs, tax advantages, and a relaxed, community-driven lifestyle makes the Gem State a strong contender.
At Abmont Realty Group, we help retirees find their perfect Idaho home—whether it’s a cozy downtown Boise condo or a quiet Eagle retreat.
Call Abmont Realty Group at 208-789-4320 to explore your options or get a free home value estimate.